Market Overview
Home Prices in Cornelia, GA
The median home value in Cornelia, GA is $306,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cornelia are priced25% below average. Cornelia is part of the Cornelia, GA metro area.
Over the past five years, Cornelia home values have risen by approximately44.0%, reflecting strong long-term appreciation in this market.
Price History
Cornelia Home Price Trend
City Comparison
Cornelia vs. National Median
At $306,241, homes in Cornelia cost 25% below the national median of $410,000. This makes Cornelia a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cornelia?
20% Down Payment
$61,248
on $306,241
Monthly P&I
$1,597/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,028/mo
incl. taxes & insurance
Income Needed
$81,120
gross annual (30% rule)
10% Down Option
$30,624
+ PMI applies
Loan Amount (20% dn)
$244,993
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cornelia, GA?
The median home value in Cornelia is $306,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Cornelia?
Over the past year, home values in Cornelia have increased by 2.3%. Over five years, prices have risen approximately 44.0%.
How much do I need to earn to buy a home in Cornelia?
To comfortably afford the median home price of $306,241 with a 20% down payment ($61,248) at today's rates (6.8%), you'd need a gross annual income of approximately $81,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Cornelia compare to the national average home price?
The national median home value is approximately $410,000. At $306,241, homes in Cornelia are 25% below the national average.
What metro area is Cornelia part of?
Cornelia is part of the Cornelia, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.