Market Overview
Home Prices in De Soto, GA
The median home value in De Soto, GA is $82,270 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.2% compared to a year ago and down 16.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in De Soto are priced80% below average. De Soto is part of the Albany, GA metro area.
Over the past five years, De Soto home values have risen by approximately1.8%, reflecting modest growth in this market.
Price History
De Soto Home Price Trend
2020
$68,010
$68K
—
2021
$80,795
$81K
+18.8%
2022
$87,306
$87K
+8.1%
2023
$82,013
$82K
-6.1%
2024
$88,435
$88K
+7.8%
2025
$73,952
$74K
-16.4%
2026
$82,270
$82K
+11.2%
City Comparison
De Soto vs. National Median
🏠 De Soto
$82,270
National Median
$410,000
At $82,270, homes in De Soto cost 80% below the national median of $410,000. This makes De Soto a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in De Soto?
20% Down Payment
$16,454
on $82,270
Monthly P&I
$429/mo
30-yr @ 6.8%
Total Monthly Est.
~$545/mo
incl. taxes & insurance
Income Needed
$21,800
gross annual (30% rule)
10% Down Option
$8,227
+ PMI applies
Loan Amount (20% dn)
$65,816
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in De Soto, GA?
The median home value in De Soto is $82,270 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.2% year-over-year.
How much have home prices changed in De Soto?
Over the past year, home values in De Soto have increased by 11.2%. Over five years, prices have risen approximately 1.8%.
How much do I need to earn to buy a home in De Soto?
To comfortably afford the median home price of $82,270 with a 20% down payment ($16,454) at today's rates (6.8%), you'd need a gross annual income of approximately $21,800. This assumes keeping total housing costs at or below 30% of gross income.
How does De Soto compare to the national average home price?
The national median home value is approximately $410,000. At $82,270, homes in De Soto are 80% below the national average.
What metro area is De Soto part of?
De Soto is part of the Albany, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.