Market Overview
Home Prices in Dearing, GA
The median home value in Dearing, GA is $209,531 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and down 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dearing are priced49% below average. Dearing is part of the Augusta-Richmond County, GA-SC metro area.
Over the past five years, Dearing home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.
Price History
Dearing Home Price Trend
City Comparison
Dearing vs. National Median
At $209,531, homes in Dearing cost 49% below the national median of $410,000. This makes Dearing a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dearing?
20% Down Payment
$41,906
on $209,531
Monthly P&I
$1,093/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,388/mo
incl. taxes & insurance
Income Needed
$55,520
gross annual (30% rule)
10% Down Option
$20,953
+ PMI applies
Loan Amount (20% dn)
$167,625
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dearing, GA?
The median home value in Dearing is $209,531 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in Dearing?
Over the past year, home values in Dearing have increased by 7.1%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Dearing?
To comfortably afford the median home price of $209,531 with a 20% down payment ($41,906) at today's rates (6.8%), you'd need a gross annual income of approximately $55,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Dearing compare to the national average home price?
The national median home value is approximately $410,000. At $209,531, homes in Dearing are 49% below the national average.
What metro area is Dearing part of?
Dearing is part of the Augusta-Richmond County, GA-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.