Market Overview
Home Prices in Elberton, GA
The median home value in Elberton, GA is $180,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.8% compared to a year ago and down 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Elberton are priced56% below average.
Over the past five years, Elberton home values have risen by approximately53.3%, reflecting strong long-term appreciation in this market.
Price History
Elberton Home Price Trend
2020
$93,963
$94K
—
2021
$117,431
$117K
+25.0%
2022
$143,759
$144K
+22.4%
2023
$155,773
$156K
+8.4%
2024
$170,649
$171K
+9.5%
2025
$170,117
$170K
-0.3%
2026
$180,065
$180K
+5.8%
City Comparison
Elberton vs. National Median
🏠 Elberton
$180,065
National Median
$410,000
At $180,065, homes in Elberton cost 56% below the national median of $410,000. This makes Elberton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Elberton?
20% Down Payment
$36,013
on $180,065
Monthly P&I
$939/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,193/mo
incl. taxes & insurance
Income Needed
$47,720
gross annual (30% rule)
10% Down Option
$18,007
+ PMI applies
Loan Amount (20% dn)
$144,052
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Elberton, GA?
The median home value in Elberton is $180,065 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.8% year-over-year.
How much have home prices changed in Elberton?
Over the past year, home values in Elberton have increased by 5.8%. Over five years, prices have risen approximately 53.3%.
How much do I need to earn to buy a home in Elberton?
To comfortably afford the median home price of $180,065 with a 20% down payment ($36,013) at today's rates (6.8%), you'd need a gross annual income of approximately $47,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Elberton compare to the national average home price?
The national median home value is approximately $410,000. At $180,065, homes in Elberton are 56% below the national average.