Market Overview
Home Prices in Ellaville, GA
The median home value in Ellaville, GA is $179,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.3% compared to a year ago and down 3.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ellaville are priced56% below average. Ellaville is part of the Americus, GA metro area.
Over the past five years, Ellaville home values have risen by approximately20.3%, reflecting strong long-term appreciation in this market.
Price History
Ellaville Home Price Trend
City Comparison
Ellaville vs. National Median
At $179,203, homes in Ellaville cost 56% below the national median of $410,000. This makes Ellaville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ellaville?
20% Down Payment
$35,841
on $179,203
Monthly P&I
$935/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,187/mo
incl. taxes & insurance
Income Needed
$47,480
gross annual (30% rule)
10% Down Option
$17,920
+ PMI applies
Loan Amount (20% dn)
$143,362
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ellaville, GA?
The median home value in Ellaville is $179,203 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.3% year-over-year.
How much have home prices changed in Ellaville?
Over the past year, home values in Ellaville have increased by 0.3%. Over five years, prices have risen approximately 20.3%.
How much do I need to earn to buy a home in Ellaville?
To comfortably afford the median home price of $179,203 with a 20% down payment ($35,841) at today's rates (6.8%), you'd need a gross annual income of approximately $47,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Ellaville compare to the national average home price?
The national median home value is approximately $410,000. At $179,203, homes in Ellaville are 56% below the national average.
What metro area is Ellaville part of?
Ellaville is part of the Americus, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.