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📍 Fargo, GA · Zillow ZHVI · July 2026

Average Home Price in
Fargo, GA

Valdosta, GA metro area · Echols County County

Median Home Value
$95,582
↓ 3.6% year-over-year
vs. National Median
$410,000
Fargo is 77% below
Est. Monthly Payment
$499/mo
20% down · 6.8% rate
Income Needed
$25K
gross annual (30% rule)
Median Home Value
$95,582
↓ 3.6% year-over-year
Down Payment (20%)$19,116
Monthly P&I$499/mo
With Taxes & Ins.~$634/mo
Income Needed$25,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Fargo, GA

The median home value in Fargo, GA is $95,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.6% compared to a year ago and down 11.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Fargo are priced77% below average. Fargo is part of the Valdosta, GA metro area.

City Comparison

Fargo vs. National Median

🏠 Fargo
$95,582
National Median
$410,000

At $95,582, homes in Fargo cost 77% below the national median of $410,000. This makes Fargo a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Fargo?

20% Down Payment
$19,116
on $95,582
Monthly P&I
$499/mo
30-yr @ 6.8%
Total Monthly Est.
~$634/mo
incl. taxes & insurance
Income Needed
$25,360
gross annual (30% rule)
10% Down Option
$9,558
+ PMI applies
Loan Amount (20% dn)
$76,466
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Fargo, GA?
The median home value in Fargo is $95,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.6% year-over-year.
How much have home prices changed in Fargo?
Over the past year, home values in Fargo have decreased by 3.6%.
How much do I need to earn to buy a home in Fargo?
To comfortably afford the median home price of $95,582 with a 20% down payment ($19,116) at today's rates (6.8%), you'd need a gross annual income of approximately $25,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Fargo compare to the national average home price?
The national median home value is approximately $410,000. At $95,582, homes in Fargo are 77% below the national average.
What metro area is Fargo part of?
Fargo is part of the Valdosta, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.