Market Overview
Home Prices in Harlem, GA
The median home value in Harlem, GA is $294,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.1% compared to a year ago and up 0.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harlem are priced28% below average. Harlem is part of the Augusta-Richmond County, GA-SC metro area.
Over the past five years, Harlem home values have risen by approximately28.6%, reflecting strong long-term appreciation in this market.
Price History
Harlem Home Price Trend
City Comparison
Harlem vs. National Median
At $294,524, homes in Harlem cost 28% below the national median of $410,000. This makes Harlem a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harlem?
20% Down Payment
$58,905
on $294,524
Monthly P&I
$1,536/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,951/mo
incl. taxes & insurance
Income Needed
$78,040
gross annual (30% rule)
10% Down Option
$29,452
+ PMI applies
Loan Amount (20% dn)
$235,619
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harlem, GA?
The median home value in Harlem is $294,524 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.1% year-over-year.
How much have home prices changed in Harlem?
Over the past year, home values in Harlem have increased by 2.1%. Over five years, prices have risen approximately 28.6%.
How much do I need to earn to buy a home in Harlem?
To comfortably afford the median home price of $294,524 with a 20% down payment ($58,905) at today's rates (6.8%), you'd need a gross annual income of approximately $78,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Harlem compare to the national average home price?
The national median home value is approximately $410,000. At $294,524, homes in Harlem are 28% below the national average.
What metro area is Harlem part of?
Harlem is part of the Augusta-Richmond County, GA-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.