Market Overview
Home Prices in Homer, GA
The median home value in Homer, GA is $375,011 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 5.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Homer are priced9% below average.
Over the past five years, Homer home values have risen by approximately40.3%, reflecting strong long-term appreciation in this market.
Price History
Homer Home Price Trend
2020
$214,590
$215K
—
2021
$267,292
$267K
+24.6%
2022
$324,323
$324K
+21.3%
2023
$332,724
$333K
+2.6%
2024
$347,744
$348K
+4.5%
2025
$367,775
$368K
+5.8%
2026
$375,011
$375K
+2.0%
City Comparison
Homer vs. National Median
🏠 Homer
$375,011
National Median
$410,000
At $375,011, homes in Homer cost 9% below the national median of $410,000. This makes Homer a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Homer?
20% Down Payment
$75,002
on $375,011
Monthly P&I
$1,956/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,484/mo
incl. taxes & insurance
Income Needed
$99,360
gross annual (30% rule)
10% Down Option
$37,501
+ PMI applies
Loan Amount (20% dn)
$300,009
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Homer, GA?
The median home value in Homer is $375,011 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Homer?
Over the past year, home values in Homer have increased by 2%. Over five years, prices have risen approximately 40.3%.
How much do I need to earn to buy a home in Homer?
To comfortably afford the median home price of $375,011 with a 20% down payment ($75,002) at today's rates (6.8%), you'd need a gross annual income of approximately $99,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Homer compare to the national average home price?
The national median home value is approximately $410,000. At $375,011, homes in Homer are 9% below the national average.