Market Overview
Home Prices in Irwinton, GA
The median home value in Irwinton, GA is $151,387 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10% compared to a year ago and down 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Irwinton are priced63% below average.
Over the past five years, Irwinton home values have risen by approximately30.3%, reflecting strong long-term appreciation in this market.
Price History
Irwinton Home Price Trend
2021
$116,152
$116K
—
2022
$129,923
$130K
+11.9%
2023
$132,641
$133K
+2.1%
2024
$144,407
$144K
+8.9%
2025
$137,629
$138K
-4.7%
2026
$151,387
$151K
+10.0%
City Comparison
Irwinton vs. National Median
🏠 Irwinton
$151,387
National Median
$410,000
At $151,387, homes in Irwinton cost 63% below the national median of $410,000. This makes Irwinton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Irwinton?
20% Down Payment
$30,277
on $151,387
Monthly P&I
$790/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,003/mo
incl. taxes & insurance
Income Needed
$40,120
gross annual (30% rule)
10% Down Option
$15,139
+ PMI applies
Loan Amount (20% dn)
$121,110
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Irwinton, GA?
The median home value in Irwinton is $151,387 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10% year-over-year.
How much have home prices changed in Irwinton?
Over the past year, home values in Irwinton have increased by 10%. Over five years, prices have risen approximately 30.3%.
How much do I need to earn to buy a home in Irwinton?
To comfortably afford the median home price of $151,387 with a 20% down payment ($30,277) at today's rates (6.8%), you'd need a gross annual income of approximately $40,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Irwinton compare to the national average home price?
The national median home value is approximately $410,000. At $151,387, homes in Irwinton are 63% below the national average.