📍 Lakemont, GA · Zillow ZHVI · July 2026

Average Home Price in
Lakemont, GA

Rabun County County

Median Home Value
$540,437
↑ 1.1% year-over-year
vs. National Median
$410,000
Lakemont is 32% above
Est. Monthly Payment
$2,819/mo
20% down · 6.8% rate
Income Needed
$143K
gross annual (30% rule)
Median Home Value
$540,437
↑ 1.1% year-over-year

Down Payment (20%)$108,087
Monthly P&I$2,819/mo
With Taxes & Ins.~$3,580/mo
Income Needed$143,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lakemont, GA

The median home value in Lakemont, GA is $540,437 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 6.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lakemont are priced32% above average.

Over the past five years, Lakemont home values have risen by approximately26.7%, reflecting strong long-term appreciation in this market.

City Comparison

Lakemont vs. National Median

🏠 Lakemont
$540,437
National Median
$410,000

At $540,437, homes in Lakemont cost 32% above the national median of $410,000. Buyers in Lakemont should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Lakemont?

20% Down Payment
$108,087
on $540,437
Monthly P&I
$2,819/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,580/mo
incl. taxes & insurance
Income Needed
$143,200
gross annual (30% rule)
10% Down Option
$54,044
+ PMI applies
Loan Amount (20% dn)
$432,350
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lakemont, GA?
The median home value in Lakemont is $540,437 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Lakemont?
Over the past year, home values in Lakemont have increased by 1.1%. Over five years, prices have risen approximately 26.7%.
How much do I need to earn to buy a home in Lakemont?
To comfortably afford the median home price of $540,437 with a 20% down payment ($108,087) at today's rates (6.8%), you'd need a gross annual income of approximately $143,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Lakemont compare to the national average home price?
The national median home value is approximately $410,000. At $540,437, homes in Lakemont are 32% above the national average.