Market Overview
Home Prices in Ludowici, GA
The median home value in Ludowici, GA is $293,456 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ludowici are priced28% below average. Ludowici is part of the Hinesville, GA metro area.
Over the past five years, Ludowici home values have risen by approximately39.4%, reflecting strong long-term appreciation in this market.
Price History
Ludowici Home Price Trend
City Comparison
Ludowici vs. National Median
At $293,456, homes in Ludowici cost 28% below the national median of $410,000. This makes Ludowici a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ludowici?
20% Down Payment
$58,691
on $293,456
Monthly P&I
$1,530/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,943/mo
incl. taxes & insurance
Income Needed
$77,720
gross annual (30% rule)
10% Down Option
$29,346
+ PMI applies
Loan Amount (20% dn)
$234,765
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ludowici, GA?
The median home value in Ludowici is $293,456 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Ludowici?
Over the past year, home values in Ludowici have increased by 2.3%. Over five years, prices have risen approximately 39.4%.
How much do I need to earn to buy a home in Ludowici?
To comfortably afford the median home price of $293,456 with a 20% down payment ($58,691) at today's rates (6.8%), you'd need a gross annual income of approximately $77,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Ludowici compare to the national average home price?
The national median home value is approximately $410,000. At $293,456, homes in Ludowici are 28% below the national average.
What metro area is Ludowici part of?
Ludowici is part of the Hinesville, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.