Market Overview
Home Prices in Lumber City, GA
The median home value in Lumber City, GA is $90,162 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and down 10.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lumber City are priced78% below average.
Over the past five years, Lumber City home values have risen by approximately14.2%, reflecting steady appreciation in this market.
Price History
Lumber City Home Price Trend
2021
$78,935
$79K
—
2022
$82,981
$83K
+5.1%
2023
$92,037
$92K
+10.9%
2024
$97,587
$98K
+6.0%
2025
$86,982
$87K
-10.9%
2026
$90,162
$90K
+3.7%
City Comparison
Lumber City vs. National Median
🏠 Lumber City
$90,162
National Median
$410,000
At $90,162, homes in Lumber City cost 78% below the national median of $410,000. This makes Lumber City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lumber City?
20% Down Payment
$18,032
on $90,162
Monthly P&I
$470/mo
30-yr @ 6.8%
Total Monthly Est.
~$597/mo
incl. taxes & insurance
Income Needed
$23,880
gross annual (30% rule)
10% Down Option
$9,016
+ PMI applies
Loan Amount (20% dn)
$72,130
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lumber City, GA?
The median home value in Lumber City is $90,162 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Lumber City?
Over the past year, home values in Lumber City have increased by 3.7%. Over five years, prices have risen approximately 14.2%.
How much do I need to earn to buy a home in Lumber City?
To comfortably afford the median home price of $90,162 with a 20% down payment ($18,032) at today's rates (6.8%), you'd need a gross annual income of approximately $23,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Lumber City compare to the national average home price?
The national median home value is approximately $410,000. At $90,162, homes in Lumber City are 78% below the national average.