Market Overview
Home Prices in Lumpkin, GA
The median home value in Lumpkin, GA is $60,348 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and down 4.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lumpkin are priced85% below average. Lumpkin is part of the Columbus, GA-AL metro area.
Over the past five years, Lumpkin home values have risen by approximately12.4%, reflecting steady appreciation in this market.
Price History
Lumpkin Home Price Trend
City Comparison
Lumpkin vs. National Median
At $60,348, homes in Lumpkin cost 85% below the national median of $410,000. This makes Lumpkin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lumpkin?
20% Down Payment
$12,070
on $60,348
Monthly P&I
$315/mo
30-yr @ 6.8%
Total Monthly Est.
~$400/mo
incl. taxes & insurance
Income Needed
$16,000
gross annual (30% rule)
10% Down Option
$6,035
+ PMI applies
Loan Amount (20% dn)
$48,278
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lumpkin, GA?
The median home value in Lumpkin is $60,348 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Lumpkin?
Over the past year, home values in Lumpkin have decreased by 0.8%. Over five years, prices have risen approximately 12.4%.
How much do I need to earn to buy a home in Lumpkin?
To comfortably afford the median home price of $60,348 with a 20% down payment ($12,070) at today's rates (6.8%), you'd need a gross annual income of approximately $16,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Lumpkin compare to the national average home price?
The national median home value is approximately $410,000. At $60,348, homes in Lumpkin are 85% below the national average.
What metro area is Lumpkin part of?
Lumpkin is part of the Columbus, GA-AL metropolitan area. Home prices and market conditions can vary across the broader metro region.