Market Overview
Home Prices in Martin, GA
The median home value in Martin, GA is $316,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and down 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Martin are priced23% below average. Martin is part of the Toccoa, GA metro area.
Over the past five years, Martin home values have risen by approximately30.6%, reflecting strong long-term appreciation in this market.
Price History
Martin Home Price Trend
City Comparison
Martin vs. National Median
At $316,712, homes in Martin cost 23% below the national median of $410,000. This makes Martin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Martin?
20% Down Payment
$63,342
on $316,712
Monthly P&I
$1,652/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,098/mo
incl. taxes & insurance
Income Needed
$83,920
gross annual (30% rule)
10% Down Option
$31,671
+ PMI applies
Loan Amount (20% dn)
$253,370
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Martin, GA?
The median home value in Martin is $316,712 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Martin?
Over the past year, home values in Martin have increased by 0.1%. Over five years, prices have risen approximately 30.6%.
How much do I need to earn to buy a home in Martin?
To comfortably afford the median home price of $316,712 with a 20% down payment ($63,342) at today's rates (6.8%), you'd need a gross annual income of approximately $83,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Martin compare to the national average home price?
The national median home value is approximately $410,000. At $316,712, homes in Martin are 23% below the national average.
What metro area is Martin part of?
Martin is part of the Toccoa, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.