📍 Mount Airy, GA · Zillow ZHVI · July 2026

Average Home Price in
Mount Airy, GA

Cornelia, GA metro area · Habersham County County

Median Home Value
$316,825
↑ 3.3% year-over-year
vs. National Median
$410,000
Mount Airy is 23% below
Est. Monthly Payment
$1,652/mo
20% down · 6.8% rate
Income Needed
$84K
gross annual (30% rule)
Median Home Value
$316,825
↑ 3.3% year-over-year

Down Payment (20%)$63,365
Monthly P&I$1,652/mo
With Taxes & Ins.~$2,098/mo
Income Needed$83,920/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mount Airy, GA

The median home value in Mount Airy, GA is $316,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 1.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mount Airy are priced23% below average. Mount Airy is part of the Cornelia, GA metro area.

Over the past five years, Mount Airy home values have risen by approximately46.0%, reflecting strong long-term appreciation in this market.

City Comparison

Mount Airy vs. National Median

🏠 Mount Airy
$316,825
National Median
$410,000

At $316,825, homes in Mount Airy cost 23% below the national median of $410,000. This makes Mount Airy a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Mount Airy?

20% Down Payment
$63,365
on $316,825
Monthly P&I
$1,652/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,098/mo
incl. taxes & insurance
Income Needed
$83,920
gross annual (30% rule)
10% Down Option
$31,683
+ PMI applies
Loan Amount (20% dn)
$253,460
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mount Airy, GA?
The median home value in Mount Airy is $316,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Mount Airy?
Over the past year, home values in Mount Airy have increased by 3.3%. Over five years, prices have risen approximately 46.0%.
How much do I need to earn to buy a home in Mount Airy?
To comfortably afford the median home price of $316,825 with a 20% down payment ($63,365) at today's rates (6.8%), you'd need a gross annual income of approximately $83,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Airy compare to the national average home price?
The national median home value is approximately $410,000. At $316,825, homes in Mount Airy are 23% below the national average.
What metro area is Mount Airy part of?
Mount Airy is part of the Cornelia, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.