Market Overview
Home Prices in Mount Vernon, GA
The median home value in Mount Vernon, GA is $149,826 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.2% compared to a year ago and down 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Vernon are priced63% below average. Mount Vernon is part of the Vidalia, GA metro area.
Over the past five years, Mount Vernon home values have risen by approximately13.6%, reflecting steady appreciation in this market.
Price History
Mount Vernon Home Price Trend
City Comparison
Mount Vernon vs. National Median
At $149,826, homes in Mount Vernon cost 63% below the national median of $410,000. This makes Mount Vernon a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Vernon?
20% Down Payment
$29,965
on $149,826
Monthly P&I
$781/mo
30-yr @ 6.8%
Total Monthly Est.
~$992/mo
incl. taxes & insurance
Income Needed
$39,680
gross annual (30% rule)
10% Down Option
$14,983
+ PMI applies
Loan Amount (20% dn)
$119,861
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Vernon, GA?
The median home value in Mount Vernon is $149,826 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.2% year-over-year.
How much have home prices changed in Mount Vernon?
Over the past year, home values in Mount Vernon have increased by 4.2%. Over five years, prices have risen approximately 13.6%.
How much do I need to earn to buy a home in Mount Vernon?
To comfortably afford the median home price of $149,826 with a 20% down payment ($29,965) at today's rates (6.8%), you'd need a gross annual income of approximately $39,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Vernon compare to the national average home price?
The national median home value is approximately $410,000. At $149,826, homes in Mount Vernon are 63% below the national average.
What metro area is Mount Vernon part of?
Mount Vernon is part of the Vidalia, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.