Market Overview
Home Prices in Ocilla, GA
The median home value in Ocilla, GA is $137,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.7% compared to a year ago and down 7.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ocilla are priced66% below average.
Over the past five years, Ocilla home values have risen by approximately15.6%, reflecting steady appreciation in this market.
Price History
Ocilla Home Price Trend
2020
$99,122
$99K
—
2021
$119,306
$119K
+20.4%
2022
$133,447
$133K
+11.9%
2023
$139,236
$139K
+4.3%
2024
$152,578
$153K
+9.6%
2025
$141,817
$142K
-7.1%
2026
$137,952
$138K
-2.7%
City Comparison
Ocilla vs. National Median
🏠 Ocilla
$137,952
National Median
$410,000
At $137,952, homes in Ocilla cost 66% below the national median of $410,000. This makes Ocilla a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ocilla?
20% Down Payment
$27,590
on $137,952
Monthly P&I
$719/mo
30-yr @ 6.8%
Total Monthly Est.
~$913/mo
incl. taxes & insurance
Income Needed
$36,520
gross annual (30% rule)
10% Down Option
$13,795
+ PMI applies
Loan Amount (20% dn)
$110,362
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ocilla, GA?
The median home value in Ocilla is $137,952 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.7% year-over-year.
How much have home prices changed in Ocilla?
Over the past year, home values in Ocilla have decreased by 2.7%. Over five years, prices have risen approximately 15.6%.
How much do I need to earn to buy a home in Ocilla?
To comfortably afford the median home price of $137,952 with a 20% down payment ($27,590) at today's rates (6.8%), you'd need a gross annual income of approximately $36,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Ocilla compare to the national average home price?
The national median home value is approximately $410,000. At $137,952, homes in Ocilla are 66% below the national average.