Market Overview
Home Prices in Oglethorpe, GA
The median home value in Oglethorpe, GA is $87,656 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.8% compared to a year ago and down 11.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Oglethorpe are priced79% below average.
Over the past five years, Oglethorpe home values have risen by approximately23.9%, reflecting strong long-term appreciation in this market.
Price History
Oglethorpe Home Price Trend
2020
$55,487
$55K
—
2021
$70,771
$71K
+27.5%
2022
$71,152
$71K
+0.5%
2023
$69,566
$70K
-2.2%
2024
$90,101
$90K
+29.5%
2025
$79,825
$80K
-11.4%
2026
$87,656
$88K
+9.8%
City Comparison
Oglethorpe vs. National Median
🏠 Oglethorpe
$87,656
National Median
$410,000
At $87,656, homes in Oglethorpe cost 79% below the national median of $410,000. This makes Oglethorpe a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Oglethorpe?
20% Down Payment
$17,531
on $87,656
Monthly P&I
$457/mo
30-yr @ 6.8%
Total Monthly Est.
~$580/mo
incl. taxes & insurance
Income Needed
$23,200
gross annual (30% rule)
10% Down Option
$8,766
+ PMI applies
Loan Amount (20% dn)
$70,125
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Oglethorpe, GA?
The median home value in Oglethorpe is $87,656 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.8% year-over-year.
How much have home prices changed in Oglethorpe?
Over the past year, home values in Oglethorpe have increased by 9.8%. Over five years, prices have risen approximately 23.9%.
How much do I need to earn to buy a home in Oglethorpe?
To comfortably afford the median home price of $87,656 with a 20% down payment ($17,531) at today's rates (6.8%), you'd need a gross annual income of approximately $23,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Oglethorpe compare to the national average home price?
The national median home value is approximately $410,000. At $87,656, homes in Oglethorpe are 79% below the national average.