📍 Pelham, GA · Zillow ZHVI · July 2026

Average Home Price in
Pelham, GA

Mitchell County County

Median Home Value
$149,999
↑ 3.7% year-over-year
vs. National Median
$410,000
Pelham is 63% below
Est. Monthly Payment
$782/mo
20% down · 6.8% rate
Income Needed
$40K
gross annual (30% rule)
Median Home Value
$149,999
↑ 3.7% year-over-year

Down Payment (20%)$30,000
Monthly P&I$782/mo
With Taxes & Ins.~$993/mo
Income Needed$39,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Pelham, GA

The median home value in Pelham, GA is $149,999 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.7% compared to a year ago and down 4.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Pelham are priced63% below average.

Over the past five years, Pelham home values have risen by approximately32.7%, reflecting strong long-term appreciation in this market.

City Comparison

Pelham vs. National Median

🏠 Pelham
$149,999
National Median
$410,000

At $149,999, homes in Pelham cost 63% below the national median of $410,000. This makes Pelham a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Pelham?

20% Down Payment
$30,000
on $149,999
Monthly P&I
$782/mo
30-yr @ 6.8%
Total Monthly Est.
~$993/mo
incl. taxes & insurance
Income Needed
$39,720
gross annual (30% rule)
10% Down Option
$15,000
+ PMI applies
Loan Amount (20% dn)
$119,999
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Pelham, GA?
The median home value in Pelham is $149,999 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.7% year-over-year.
How much have home prices changed in Pelham?
Over the past year, home values in Pelham have increased by 3.7%. Over five years, prices have risen approximately 32.7%.
How much do I need to earn to buy a home in Pelham?
To comfortably afford the median home price of $149,999 with a 20% down payment ($30,000) at today's rates (6.8%), you'd need a gross annual income of approximately $39,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Pelham compare to the national average home price?
The national median home value is approximately $410,000. At $149,999, homes in Pelham are 63% below the national average.