📍 Richland, GA · Zillow ZHVI · July 2026

Average Home Price in
Richland, GA

Columbus, GA-AL metro area · Stewart County County

Median Home Value
$61,515
↓ 13.3% year-over-year
vs. National Median
$410,000
Richland is 85% below
Est. Monthly Payment
$321/mo
20% down · 6.8% rate
Income Needed
$16K
gross annual (30% rule)
Median Home Value
$61,515
↓ 13.3% year-over-year

Down Payment (20%)$12,303
Monthly P&I$321/mo
With Taxes & Ins.~$408/mo
Income Needed$16,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Richland, GA

The median home value in Richland, GA is $61,515 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 13.3% compared to a year ago and down 7.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Richland are priced85% below average. Richland is part of the Columbus, GA-AL metro area.

Over the past five years, Richland home values have fallen by approximately2.2%, reflecting softening conditions in this market.

City Comparison

Richland vs. National Median

🏠 Richland
$61,515
National Median
$410,000

At $61,515, homes in Richland cost 85% below the national median of $410,000. This makes Richland a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Richland?

20% Down Payment
$12,303
on $61,515
Monthly P&I
$321/mo
30-yr @ 6.8%
Total Monthly Est.
~$408/mo
incl. taxes & insurance
Income Needed
$16,320
gross annual (30% rule)
10% Down Option
$6,152
+ PMI applies
Loan Amount (20% dn)
$49,212
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Richland, GA?
The median home value in Richland is $61,515 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 13.3% year-over-year.
How much have home prices changed in Richland?
Over the past year, home values in Richland have decreased by 13.3%. Over five years, prices have fallen approximately 2.2%.
How much do I need to earn to buy a home in Richland?
To comfortably afford the median home price of $61,515 with a 20% down payment ($12,303) at today's rates (6.8%), you'd need a gross annual income of approximately $16,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Richland compare to the national average home price?
The national median home value is approximately $410,000. At $61,515, homes in Richland are 85% below the national average.
What metro area is Richland part of?
Richland is part of the Columbus, GA-AL metropolitan area. Home prices and market conditions can vary across the broader metro region.