Market Overview
Home Prices in Saint Marys, GA
The median home value in Saint Marys, GA is $313,617 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Marys are priced24% below average. Saint Marys is part of the St. Marys, GA metro area.
Over the past five years, Saint Marys home values have risen by approximately37.0%, reflecting strong long-term appreciation in this market.
Price History
Saint Marys Home Price Trend
City Comparison
Saint Marys vs. National Median
At $313,617, homes in Saint Marys cost 24% below the national median of $410,000. This makes Saint Marys a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Saint Marys?
20% Down Payment
$62,723
on $313,617
Monthly P&I
$1,636/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,078/mo
incl. taxes & insurance
Income Needed
$83,120
gross annual (30% rule)
10% Down Option
$31,362
+ PMI applies
Loan Amount (20% dn)
$250,894
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Marys, GA?
The median home value in Saint Marys is $313,617 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Saint Marys?
Over the past year, home values in Saint Marys have increased by 0%. Over five years, prices have risen approximately 37.0%.
How much do I need to earn to buy a home in Saint Marys?
To comfortably afford the median home price of $313,617 with a 20% down payment ($62,723) at today's rates (6.8%), you'd need a gross annual income of approximately $83,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Marys compare to the national average home price?
The national median home value is approximately $410,000. At $313,617, homes in Saint Marys are 24% below the national average.
What metro area is Saint Marys part of?
Saint Marys is part of the St. Marys, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.