Market Overview
Home Prices in Saint Simons Island, GA
The median home value in Saint Simons Island, GA is $688,772 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Saint Simons Island are priced68% above average. Saint Simons Island is part of the Brunswick, GA metro area.
Over the past five years, Saint Simons Island home values have risen by approximately42.8%, reflecting strong long-term appreciation in this market.
Price History
Saint Simons Island Home Price Trend
City Comparison
Saint Simons Island vs. National Median
At $688,772, homes in Saint Simons Island cost 68% above the national median of $410,000. Buyers in Saint Simons Island should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Saint Simons Island?
20% Down Payment
$137,754
on $688,772
Monthly P&I
$3,592/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,562/mo
incl. taxes & insurance
Income Needed
$182,480
gross annual (30% rule)
10% Down Option
$68,877
+ PMI applies
Loan Amount (20% dn)
$551,018
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Saint Simons Island, GA?
The median home value in Saint Simons Island is $688,772 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Saint Simons Island?
Over the past year, home values in Saint Simons Island have increased by 1.7%. Over five years, prices have risen approximately 42.8%.
How much do I need to earn to buy a home in Saint Simons Island?
To comfortably afford the median home price of $688,772 with a 20% down payment ($137,754) at today's rates (6.8%), you'd need a gross annual income of approximately $182,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Saint Simons Island compare to the national average home price?
The national median home value is approximately $410,000. At $688,772, homes in Saint Simons Island are 68% above the national average.
What metro area is Saint Simons Island part of?
Saint Simons Island is part of the Brunswick, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.