📍 Stockton, GA · Zillow ZHVI · July 2026

Average Home Price in
Stockton, GA

Valdosta, GA metro area · Lanier County County

Median Home Value
$189,047
↑ 8.6% year-over-year
vs. National Median
$410,000
Stockton is 54% below
Est. Monthly Payment
$986/mo
20% down · 6.8% rate
Income Needed
$50K
gross annual (30% rule)
Median Home Value
$189,047
↑ 8.6% year-over-year

Down Payment (20%)$37,809
Monthly P&I$986/mo
With Taxes & Ins.~$1,252/mo
Income Needed$50,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Stockton, GA

The median home value in Stockton, GA is $189,047 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.6% compared to a year ago and down 5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Stockton are priced54% below average. Stockton is part of the Valdosta, GA metro area.

Over the past five years, Stockton home values have risen by approximately12.2%, reflecting steady appreciation in this market.

City Comparison

Stockton vs. National Median

🏠 Stockton
$189,047
National Median
$410,000

At $189,047, homes in Stockton cost 54% below the national median of $410,000. This makes Stockton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Stockton?

20% Down Payment
$37,809
on $189,047
Monthly P&I
$986/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,252/mo
incl. taxes & insurance
Income Needed
$50,080
gross annual (30% rule)
10% Down Option
$18,905
+ PMI applies
Loan Amount (20% dn)
$151,238
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Stockton, GA?
The median home value in Stockton is $189,047 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.6% year-over-year.
How much have home prices changed in Stockton?
Over the past year, home values in Stockton have increased by 8.6%. Over five years, prices have risen approximately 12.2%.
How much do I need to earn to buy a home in Stockton?
To comfortably afford the median home price of $189,047 with a 20% down payment ($37,809) at today's rates (6.8%), you'd need a gross annual income of approximately $50,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Stockton compare to the national average home price?
The national median home value is approximately $410,000. At $189,047, homes in Stockton are 54% below the national average.
What metro area is Stockton part of?
Stockton is part of the Valdosta, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.