Market Overview
Home Prices in Sumner, GA
The median home value in Sumner, GA is $212,329 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.5% compared to a year ago and down 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Sumner are priced48% below average. Sumner is part of the Albany, GA metro area.
Price History
Sumner Home Price Trend
2022
$198,172
$198K
—
2023
$188,990
$189K
-4.6%
2024
$200,085
$200K
+5.9%
2025
$197,542
$198K
-1.3%
2026
$212,329
$212K
+7.5%
City Comparison
Sumner vs. National Median
🏠 Sumner
$212,329
National Median
$410,000
At $212,329, homes in Sumner cost 48% below the national median of $410,000. This makes Sumner a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Sumner?
20% Down Payment
$42,466
on $212,329
Monthly P&I
$1,107/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,406/mo
incl. taxes & insurance
Income Needed
$56,240
gross annual (30% rule)
10% Down Option
$21,233
+ PMI applies
Loan Amount (20% dn)
$169,863
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Sumner, GA?
The median home value in Sumner is $212,329 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.5% year-over-year.
How much have home prices changed in Sumner?
Over the past year, home values in Sumner have increased by 7.5%.
How much do I need to earn to buy a home in Sumner?
To comfortably afford the median home price of $212,329 with a 20% down payment ($42,466) at today's rates (6.8%), you'd need a gross annual income of approximately $56,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Sumner compare to the national average home price?
The national median home value is approximately $410,000. At $212,329, homes in Sumner are 48% below the national average.
What metro area is Sumner part of?
Sumner is part of the Albany, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.