📍 The Rock, GA · Zillow ZHVI · July 2026

Average Home Price in
The Rock, GA

Thomaston, GA metro area · Upson County County

Median Home Value
$327,775
↑ 8.8% year-over-year
vs. National Median
$410,000
The Rock is 20% below
Est. Monthly Payment
$1,709/mo
20% down · 6.8% rate
Income Needed
$87K
gross annual (30% rule)
Median Home Value
$327,775
↑ 8.8% year-over-year

Down Payment (20%)$65,555
Monthly P&I$1,709/mo
With Taxes & Ins.~$2,170/mo
Income Needed$86,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in The Rock, GA

The median home value in The Rock, GA is $327,775 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and down 3.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in The Rock are priced20% below average. The Rock is part of the Thomaston, GA metro area.

Over the past five years, The Rock home values have risen by approximately37.8%, reflecting strong long-term appreciation in this market.

City Comparison

The Rock vs. National Median

🏠 The Rock
$327,775
National Median
$410,000

At $327,775, homes in The Rock cost 20% below the national median of $410,000. This makes The Rock a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in The Rock?

20% Down Payment
$65,555
on $327,775
Monthly P&I
$1,709/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,170/mo
incl. taxes & insurance
Income Needed
$86,800
gross annual (30% rule)
10% Down Option
$32,778
+ PMI applies
Loan Amount (20% dn)
$262,220
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in The Rock, GA?
The median home value in The Rock is $327,775 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in The Rock?
Over the past year, home values in The Rock have increased by 8.8%. Over five years, prices have risen approximately 37.8%.
How much do I need to earn to buy a home in The Rock?
To comfortably afford the median home price of $327,775 with a 20% down payment ($65,555) at today's rates (6.8%), you'd need a gross annual income of approximately $86,800. This assumes keeping total housing costs at or below 30% of gross income.
How does The Rock compare to the national average home price?
The national median home value is approximately $410,000. At $327,775, homes in The Rock are 20% below the national average.
What metro area is The Rock part of?
The Rock is part of the Thomaston, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.