Market Overview
Home Prices in Thomson, GA
The median home value in Thomson, GA is $199,069 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.1% compared to a year ago and down 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Thomson are priced51% below average. Thomson is part of the Augusta-Richmond County, GA-SC metro area.
Over the past five years, Thomson home values have risen by approximately31.1%, reflecting strong long-term appreciation in this market.
Price History
Thomson Home Price Trend
City Comparison
Thomson vs. National Median
At $199,069, homes in Thomson cost 51% below the national median of $410,000. This makes Thomson a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Thomson?
20% Down Payment
$39,814
on $199,069
Monthly P&I
$1,038/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,318/mo
incl. taxes & insurance
Income Needed
$52,720
gross annual (30% rule)
10% Down Option
$19,907
+ PMI applies
Loan Amount (20% dn)
$159,255
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Thomson, GA?
The median home value in Thomson is $199,069 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.1% year-over-year.
How much have home prices changed in Thomson?
Over the past year, home values in Thomson have increased by 4.1%. Over five years, prices have risen approximately 31.1%.
How much do I need to earn to buy a home in Thomson?
To comfortably afford the median home price of $199,069 with a 20% down payment ($39,814) at today's rates (6.8%), you'd need a gross annual income of approximately $52,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Thomson compare to the national average home price?
The national median home value is approximately $410,000. At $199,069, homes in Thomson are 51% below the national average.
What metro area is Thomson part of?
Thomson is part of the Augusta-Richmond County, GA-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.