Market Overview
Home Prices in Waycross, GA
The median home value in Waycross, GA is $149,874 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and down 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Waycross are priced63% below average. Waycross is part of the Waycross, GA metro area.
Over the past five years, Waycross home values have risen by approximately24.5%, reflecting strong long-term appreciation in this market.
Price History
Waycross Home Price Trend
City Comparison
Waycross vs. National Median
At $149,874, homes in Waycross cost 63% below the national median of $410,000. This makes Waycross a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Waycross?
20% Down Payment
$29,975
on $149,874
Monthly P&I
$782/mo
30-yr @ 6.8%
Total Monthly Est.
~$993/mo
incl. taxes & insurance
Income Needed
$39,720
gross annual (30% rule)
10% Down Option
$14,987
+ PMI applies
Loan Amount (20% dn)
$119,899
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Waycross, GA?
The median home value in Waycross is $149,874 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Waycross?
Over the past year, home values in Waycross have increased by 1.7%. Over five years, prices have risen approximately 24.5%.
How much do I need to earn to buy a home in Waycross?
To comfortably afford the median home price of $149,874 with a 20% down payment ($29,975) at today's rates (6.8%), you'd need a gross annual income of approximately $39,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Waycross compare to the national average home price?
The national median home value is approximately $410,000. At $149,874, homes in Waycross are 63% below the national average.
What metro area is Waycross part of?
Waycross is part of the Waycross, GA metropolitan area. Home prices and market conditions can vary across the broader metro region.