Market Overview
Home Prices in Young Harris, GA
The median home value in Young Harris, GA is $398,854 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Young Harris are priced3% below average.
Over the past five years, Young Harris home values have risen by approximately28.8%, reflecting strong long-term appreciation in this market.
Price History
Young Harris Home Price Trend
2020
$247,770
$248K
—
2021
$309,575
$310K
+24.9%
2022
$377,461
$377K
+21.9%
2023
$378,087
$378K
+0.2%
2024
$393,696
$394K
+4.1%
2025
$394,412
$394K
+0.2%
2026
$398,854
$399K
+1.1%
City Comparison
Young Harris vs. National Median
🏠 Young Harris
$398,854
National Median
$410,000
At $398,854, homes in Young Harris cost 3% below the national median of $410,000. This makes Young Harris a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Young Harris?
20% Down Payment
$79,771
on $398,854
Monthly P&I
$2,080/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,642/mo
incl. taxes & insurance
Income Needed
$105,680
gross annual (30% rule)
10% Down Option
$39,885
+ PMI applies
Loan Amount (20% dn)
$319,083
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Young Harris, GA?
The median home value in Young Harris is $398,854 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in Young Harris?
Over the past year, home values in Young Harris have increased by 1.1%. Over five years, prices have risen approximately 28.8%.
How much do I need to earn to buy a home in Young Harris?
To comfortably afford the median home price of $398,854 with a 20% down payment ($79,771) at today's rates (6.8%), you'd need a gross annual income of approximately $105,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Young Harris compare to the national average home price?
The national median home value is approximately $410,000. At $398,854, homes in Young Harris are 3% below the national average.