Market Overview
Home Prices in Elizabethtown, KY
The median home value in Elizabethtown, KY is $271,662 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 2.9% compared to a year ago and up 6.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Elizabethtown are priced34% below average. Elizabethtown is part of the Elizabethtown-Fort Knox, KY metro area.
Over the past five years, Elizabethtown home values have risen by approximately24.5%, reflecting strong long-term appreciation in this market.
Price History
Elizabethtown Home Price Trend
City Comparison
Elizabethtown vs. National Median
At $271,662, homes in Elizabethtown cost 34% below the national median of $410,000. This makes Elizabethtown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Elizabethtown?
20% Down Payment
$54,332
on $271,662
Monthly P&I
$1,417/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,800/mo
incl. taxes & insurance
Income Needed
$72,000
gross annual (30% rule)
10% Down Option
$27,166
+ PMI applies
Loan Amount (20% dn)
$217,330
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Elizabethtown, KY?
The median home value in Elizabethtown is $271,662 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 2.9% year-over-year.
How much have home prices changed in Elizabethtown?
Over the past year, home values in Elizabethtown have decreased by 2.9%. Over five years, prices have risen approximately 24.5%.
How much do I need to earn to buy a home in Elizabethtown?
To comfortably afford the median home price of $271,662 with a 20% down payment ($54,332) at today's rates (6.8%), you'd need a gross annual income of approximately $72,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Elizabethtown compare to the national average home price?
The national median home value is approximately $410,000. At $271,662, homes in Elizabethtown are 34% below the national average.
What metro area is Elizabethtown part of?
Elizabethtown is part of the Elizabethtown-Fort Knox, KY metropolitan area. Home prices and market conditions can vary across the broader metro region.