Market Overview
Home Prices in Paducah, KY
The median home value in Paducah, KY is $192,214 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.6% compared to a year ago and up 10.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Paducah are priced53% below average. Paducah is part of the Paducah, KY-IL metro area.
Over the past five years, Paducah home values have risen by approximately36.4%, reflecting strong long-term appreciation in this market.
Price History
Paducah Home Price Trend
City Comparison
Paducah vs. National Median
At $192,214, homes in Paducah cost 53% below the national median of $410,000. This makes Paducah a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Paducah?
20% Down Payment
$38,443
on $192,214
Monthly P&I
$1,002/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,273/mo
incl. taxes & insurance
Income Needed
$50,920
gross annual (30% rule)
10% Down Option
$19,221
+ PMI applies
Loan Amount (20% dn)
$153,771
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Paducah, KY?
The median home value in Paducah is $192,214 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.6% year-over-year.
How much have home prices changed in Paducah?
Over the past year, home values in Paducah have decreased by 1.6%. Over five years, prices have risen approximately 36.4%.
How much do I need to earn to buy a home in Paducah?
To comfortably afford the median home price of $192,214 with a 20% down payment ($38,443) at today's rates (6.8%), you'd need a gross annual income of approximately $50,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Paducah compare to the national average home price?
The national median home value is approximately $410,000. At $192,214, homes in Paducah are 53% below the national average.
What metro area is Paducah part of?
Paducah is part of the Paducah, KY-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.