📍 Lynn, MA · Zillow ZHVI · July 2026

Average Home Price in
Lynn, MA

Boston-Cambridge-Newton, MA-NH metro area · Essex County County

Median Home Value
$595,053
↑ 0.5% year-over-year
vs. National Median
$410,000
Lynn is 45% above
Est. Monthly Payment
$3,103/mo
20% down · 6.8% rate
Income Needed
$158K
gross annual (30% rule)
Median Home Value
$595,053
↑ 0.5% year-over-year

Down Payment (20%)$119,011
Monthly P&I$3,103/mo
With Taxes & Ins.~$3,941/mo
Income Needed$157,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lynn, MA

The median home value in Lynn, MA is $595,053 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.5% compared to a year ago and up 3.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lynn are priced45% above average. Lynn is part of the Boston-Cambridge-Newton, MA-NH metro area.

Over the past five years, Lynn home values have risen by approximately22.4%, reflecting strong long-term appreciation in this market.

City Comparison

Lynn vs. National Median

🏠 Lynn
$595,053
National Median
$410,000

At $595,053, homes in Lynn cost 45% above the national median of $410,000. Buyers in Lynn should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Lynn?

20% Down Payment
$119,011
on $595,053
Monthly P&I
$3,103/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,941/mo
incl. taxes & insurance
Income Needed
$157,640
gross annual (30% rule)
10% Down Option
$59,505
+ PMI applies
Loan Amount (20% dn)
$476,042
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lynn, MA?
The median home value in Lynn is $595,053 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.5% year-over-year.
How much have home prices changed in Lynn?
Over the past year, home values in Lynn have increased by 0.5%. Over five years, prices have risen approximately 22.4%.
How much do I need to earn to buy a home in Lynn?
To comfortably afford the median home price of $595,053 with a 20% down payment ($119,011) at today's rates (6.8%), you'd need a gross annual income of approximately $157,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Lynn compare to the national average home price?
The national median home value is approximately $410,000. At $595,053, homes in Lynn are 45% above the national average.
What metro area is Lynn part of?
Lynn is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. Home prices and market conditions can vary across the broader metro region.