Market Overview
Home Prices in Worcester, MA
The median home value in Worcester, MA is $443,387 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Worcester are priced8% above average. Worcester is part of the Worcester, MA-CT metro area.
Over the past five years, Worcester home values have risen by approximately30.7%, reflecting strong long-term appreciation in this market.
Price History
Worcester Home Price Trend
City Comparison
Worcester vs. National Median
At $443,387, homes in Worcester cost 8% above the national median of $410,000. Buyers in Worcester should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Worcester?
20% Down Payment
$88,677
on $443,387
Monthly P&I
$2,312/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,936/mo
incl. taxes & insurance
Income Needed
$117,440
gross annual (30% rule)
10% Down Option
$44,339
+ PMI applies
Loan Amount (20% dn)
$354,710
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Worcester, MA?
The median home value in Worcester is $443,387 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Worcester?
Over the past year, home values in Worcester have increased by 1.2%. Over five years, prices have risen approximately 30.7%.
How much do I need to earn to buy a home in Worcester?
To comfortably afford the median home price of $443,387 with a 20% down payment ($88,677) at today's rates (6.8%), you'd need a gross annual income of approximately $117,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Worcester compare to the national average home price?
The national median home value is approximately $410,000. At $443,387, homes in Worcester are 8% above the national average.
What metro area is Worcester part of?
Worcester is part of the Worcester, MA-CT metropolitan area. Home prices and market conditions can vary across the broader metro region.