📍 Biddeford, ME · Zillow ZHVI · July 2026

Average Home Price in
Biddeford, ME

Portland-South Portland, ME metro area · York County County

Median Home Value
$520,252
↑ 0.2% year-over-year
vs. National Median
$410,000
Biddeford is 27% above
Est. Monthly Payment
$2,713/mo
20% down · 6.8% rate
Income Needed
$138K
gross annual (30% rule)
Median Home Value
$520,252
↑ 0.2% year-over-year

Down Payment (20%)$104,050
Monthly P&I$2,713/mo
With Taxes & Ins.~$3,446/mo
Income Needed$137,840/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Biddeford, ME

The median home value in Biddeford, ME is $520,252 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.2% compared to a year ago and up 4.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Biddeford are priced27% above average. Biddeford is part of the Portland-South Portland, ME metro area.

Over the past five years, Biddeford home values have risen by approximately35.4%, reflecting strong long-term appreciation in this market.

City Comparison

Biddeford vs. National Median

🏠 Biddeford
$520,252
National Median
$410,000

At $520,252, homes in Biddeford cost 27% above the national median of $410,000. Buyers in Biddeford should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Biddeford?

20% Down Payment
$104,050
on $520,252
Monthly P&I
$2,713/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,446/mo
incl. taxes & insurance
Income Needed
$137,840
gross annual (30% rule)
10% Down Option
$52,025
+ PMI applies
Loan Amount (20% dn)
$416,202
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Biddeford, ME?
The median home value in Biddeford is $520,252 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.2% year-over-year.
How much have home prices changed in Biddeford?
Over the past year, home values in Biddeford have increased by 0.2%. Over five years, prices have risen approximately 35.4%.
How much do I need to earn to buy a home in Biddeford?
To comfortably afford the median home price of $520,252 with a 20% down payment ($104,050) at today's rates (6.8%), you'd need a gross annual income of approximately $137,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Biddeford compare to the national average home price?
The national median home value is approximately $410,000. At $520,252, homes in Biddeford are 27% above the national average.
What metro area is Biddeford part of?
Biddeford is part of the Portland-South Portland, ME metropolitan area. Home prices and market conditions can vary across the broader metro region.