📍 Portland, ME · Zillow ZHVI · July 2026

Average Home Price in
Portland, ME

Portland-South Portland, ME metro area · Cumberland County County

Median Home Value
$571,364
↓ 0.9% year-over-year
vs. National Median
$410,000
Portland is 39% above
Est. Monthly Payment
$2,980/mo
20% down · 6.8% rate
Income Needed
$151K
gross annual (30% rule)
Median Home Value
$571,364
↓ 0.9% year-over-year

Down Payment (20%)$114,273
Monthly P&I$2,980/mo
With Taxes & Ins.~$3,785/mo
Income Needed$151,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Portland, ME

The median home value in Portland, ME is $571,364 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.9% compared to a year ago and up 0.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Portland are priced39% above average. Portland is part of the Portland-South Portland, ME metro area.

Over the past five years, Portland home values have risen by approximately29.4%, reflecting strong long-term appreciation in this market.

City Comparison

Portland vs. National Median

🏠 Portland
$571,364
National Median
$410,000

At $571,364, homes in Portland cost 39% above the national median of $410,000. Buyers in Portland should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Portland?

20% Down Payment
$114,273
on $571,364
Monthly P&I
$2,980/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,785/mo
incl. taxes & insurance
Income Needed
$151,400
gross annual (30% rule)
10% Down Option
$57,136
+ PMI applies
Loan Amount (20% dn)
$457,091
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Portland, ME?
The median home value in Portland is $571,364 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.9% year-over-year.
How much have home prices changed in Portland?
Over the past year, home values in Portland have decreased by 0.9%. Over five years, prices have risen approximately 29.4%.
How much do I need to earn to buy a home in Portland?
To comfortably afford the median home price of $571,364 with a 20% down payment ($114,273) at today's rates (6.8%), you'd need a gross annual income of approximately $151,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Portland compare to the national average home price?
The national median home value is approximately $410,000. At $571,364, homes in Portland are 39% above the national average.
What metro area is Portland part of?
Portland is part of the Portland-South Portland, ME metropolitan area. Home prices and market conditions can vary across the broader metro region.