📍 Auburn, MI · Zillow ZHVI · July 2026

Average Home Price in
Auburn, MI

Bay City, MI metro area · Bay County County

Median Home Value
$239,371
↑ 8.2% year-over-year
vs. National Median
$410,000
Auburn is 42% below
Est. Monthly Payment
$1,248/mo
20% down · 6.8% rate
Income Needed
$63K
gross annual (30% rule)
Median Home Value
$239,371
↑ 8.2% year-over-year

Down Payment (20%)$47,874
Monthly P&I$1,248/mo
With Taxes & Ins.~$1,585/mo
Income Needed$63,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Auburn, MI

The median home value in Auburn, MI is $239,371 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.2% compared to a year ago and up 3.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Auburn are priced42% below average. Auburn is part of the Bay City, MI metro area.

Over the past five years, Auburn home values have risen by approximately40.2%, reflecting strong long-term appreciation in this market.

City Comparison

Auburn vs. National Median

🏠 Auburn
$239,371
National Median
$410,000

At $239,371, homes in Auburn cost 42% below the national median of $410,000. This makes Auburn a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Auburn?

20% Down Payment
$47,874
on $239,371
Monthly P&I
$1,248/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,585/mo
incl. taxes & insurance
Income Needed
$63,400
gross annual (30% rule)
10% Down Option
$23,937
+ PMI applies
Loan Amount (20% dn)
$191,497
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Auburn, MI?
The median home value in Auburn is $239,371 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.2% year-over-year.
How much have home prices changed in Auburn?
Over the past year, home values in Auburn have increased by 8.2%. Over five years, prices have risen approximately 40.2%.
How much do I need to earn to buy a home in Auburn?
To comfortably afford the median home price of $239,371 with a 20% down payment ($47,874) at today's rates (6.8%), you'd need a gross annual income of approximately $63,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Auburn compare to the national average home price?
The national median home value is approximately $410,000. At $239,371, homes in Auburn are 42% below the national average.
What metro area is Auburn part of?
Auburn is part of the Bay City, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.