📍 Bannister, MI · Zillow ZHVI · July 2026

Average Home Price in
Bannister, MI

Alma, MI metro area · Gratiot County County

Median Home Value
$181,769
↑ 8.4% year-over-year
vs. National Median
$410,000
Bannister is 56% below
Est. Monthly Payment
$948/mo
20% down · 6.8% rate
Income Needed
$48K
gross annual (30% rule)
Median Home Value
$181,769
↑ 8.4% year-over-year

Down Payment (20%)$36,354
Monthly P&I$948/mo
With Taxes & Ins.~$1,204/mo
Income Needed$48,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bannister, MI

The median home value in Bannister, MI is $181,769 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.4% compared to a year ago and up 0.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bannister are priced56% below average. Bannister is part of the Alma, MI metro area.

Over the past five years, Bannister home values have risen by approximately27.5%, reflecting strong long-term appreciation in this market.

City Comparison

Bannister vs. National Median

🏠 Bannister
$181,769
National Median
$410,000

At $181,769, homes in Bannister cost 56% below the national median of $410,000. This makes Bannister a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Bannister?

20% Down Payment
$36,354
on $181,769
Monthly P&I
$948/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,204/mo
incl. taxes & insurance
Income Needed
$48,160
gross annual (30% rule)
10% Down Option
$18,177
+ PMI applies
Loan Amount (20% dn)
$145,415
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bannister, MI?
The median home value in Bannister is $181,769 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.4% year-over-year.
How much have home prices changed in Bannister?
Over the past year, home values in Bannister have increased by 8.4%. Over five years, prices have risen approximately 27.5%.
How much do I need to earn to buy a home in Bannister?
To comfortably afford the median home price of $181,769 with a 20% down payment ($36,354) at today's rates (6.8%), you'd need a gross annual income of approximately $48,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Bannister compare to the national average home price?
The national median home value is approximately $410,000. At $181,769, homes in Bannister are 56% below the national average.
What metro area is Bannister part of?
Bannister is part of the Alma, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.