Market Overview
Home Prices in Bay Port, MI
The median home value in Bay Port, MI is $149,116 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 1.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bay Port are priced64% below average.
Over the past five years, Bay Port home values have risen by approximately27.8%, reflecting strong long-term appreciation in this market.
Price History
Bay Port Home Price Trend
2020
$98,835
$99K
—
2021
$116,654
$117K
+18.0%
2022
$127,734
$128K
+9.5%
2023
$129,644
$130K
+1.5%
2024
$139,100
$139K
+7.3%
2025
$141,798
$142K
+1.9%
2026
$149,116
$149K
+5.2%
City Comparison
Bay Port vs. National Median
🏠 Bay Port
$149,116
National Median
$410,000
At $149,116, homes in Bay Port cost 64% below the national median of $410,000. This makes Bay Port a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bay Port?
20% Down Payment
$29,823
on $149,116
Monthly P&I
$778/mo
30-yr @ 6.8%
Total Monthly Est.
~$988/mo
incl. taxes & insurance
Income Needed
$39,520
gross annual (30% rule)
10% Down Option
$14,912
+ PMI applies
Loan Amount (20% dn)
$119,293
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bay Port, MI?
The median home value in Bay Port is $149,116 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Bay Port?
Over the past year, home values in Bay Port have increased by 5.2%. Over five years, prices have risen approximately 27.8%.
How much do I need to earn to buy a home in Bay Port?
To comfortably afford the median home price of $149,116 with a 20% down payment ($29,823) at today's rates (6.8%), you'd need a gross annual income of approximately $39,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Bay Port compare to the national average home price?
The national median home value is approximately $410,000. At $149,116, homes in Bay Port are 64% below the national average.