Market Overview
Home Prices in Birch Run, MI
The median home value in Birch Run, MI is $240,254 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.1% compared to a year ago and up 5.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Birch Run are priced41% below average. Birch Run is part of the Saginaw, MI metro area.
Over the past five years, Birch Run home values have risen by approximately44.6%, reflecting strong long-term appreciation in this market.
Price History
Birch Run Home Price Trend
City Comparison
Birch Run vs. National Median
At $240,254, homes in Birch Run cost 41% below the national median of $410,000. This makes Birch Run a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Birch Run?
20% Down Payment
$48,051
on $240,254
Monthly P&I
$1,253/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,591/mo
incl. taxes & insurance
Income Needed
$63,640
gross annual (30% rule)
10% Down Option
$24,025
+ PMI applies
Loan Amount (20% dn)
$192,203
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Birch Run, MI?
The median home value in Birch Run is $240,254 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.1% year-over-year.
How much have home prices changed in Birch Run?
Over the past year, home values in Birch Run have increased by 5.1%. Over five years, prices have risen approximately 44.6%.
How much do I need to earn to buy a home in Birch Run?
To comfortably afford the median home price of $240,254 with a 20% down payment ($48,051) at today's rates (6.8%), you'd need a gross annual income of approximately $63,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Birch Run compare to the national average home price?
The national median home value is approximately $410,000. At $240,254, homes in Birch Run are 41% below the national average.
What metro area is Birch Run part of?
Birch Run is part of the Saginaw, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.