📍 Birmingham, MI · Zillow ZHVI · July 2026

Average Home Price in
Birmingham, MI

Detroit-Warren-Dearborn, MI metro area · Oakland County County

Median Home Value
$757,616
↑ 6.4% year-over-year
vs. National Median
$410,000
Birmingham is 85% above
Est. Monthly Payment
$3,951/mo
20% down · 6.8% rate
Income Needed
$201K
gross annual (30% rule)
Median Home Value
$757,616
↑ 6.4% year-over-year

Down Payment (20%)$151,523
Monthly P&I$3,951/mo
With Taxes & Ins.~$5,018/mo
Income Needed$200,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Birmingham, MI

The median home value in Birmingham, MI is $757,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 3.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Birmingham are priced85% above average. Birmingham is part of the Detroit-Warren-Dearborn, MI metro area.

Over the past five years, Birmingham home values have risen by approximately28.7%, reflecting strong long-term appreciation in this market.

City Comparison

Birmingham vs. National Median

🏠 Birmingham
$757,616
National Median
$410,000

At $757,616, homes in Birmingham cost 85% above the national median of $410,000. Buyers in Birmingham should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Birmingham?

20% Down Payment
$151,523
on $757,616
Monthly P&I
$3,951/mo
30-yr @ 6.8%
Total Monthly Est.
~$5,018/mo
incl. taxes & insurance
Income Needed
$200,720
gross annual (30% rule)
10% Down Option
$75,762
+ PMI applies
Loan Amount (20% dn)
$606,093
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Birmingham, MI?
The median home value in Birmingham is $757,616 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Birmingham?
Over the past year, home values in Birmingham have increased by 6.4%. Over five years, prices have risen approximately 28.7%.
How much do I need to earn to buy a home in Birmingham?
To comfortably afford the median home price of $757,616 with a 20% down payment ($151,523) at today's rates (6.8%), you'd need a gross annual income of approximately $200,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Birmingham compare to the national average home price?
The national median home value is approximately $410,000. At $757,616, homes in Birmingham are 85% above the national average.
What metro area is Birmingham part of?
Birmingham is part of the Detroit-Warren-Dearborn, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.