📍 Burr Oak, MI · Zillow ZHVI · July 2026

Average Home Price in
Burr Oak, MI

Sturgis, MI metro area · Saint Joseph County County

Median Home Value
$196,239
↑ 7.4% year-over-year
vs. National Median
$410,000
Burr Oak is 52% below
Est. Monthly Payment
$1,023/mo
20% down · 6.8% rate
Income Needed
$52K
gross annual (30% rule)
Median Home Value
$196,239
↑ 7.4% year-over-year

Down Payment (20%)$39,248
Monthly P&I$1,023/mo
With Taxes & Ins.~$1,299/mo
Income Needed$51,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Burr Oak, MI

The median home value in Burr Oak, MI is $196,239 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.4% compared to a year ago and down 0.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Burr Oak are priced52% below average. Burr Oak is part of the Sturgis, MI metro area.

Over the past five years, Burr Oak home values have risen by approximately17.8%, reflecting steady appreciation in this market.

City Comparison

Burr Oak vs. National Median

🏠 Burr Oak
$196,239
National Median
$410,000

At $196,239, homes in Burr Oak cost 52% below the national median of $410,000. This makes Burr Oak a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Burr Oak?

20% Down Payment
$39,248
on $196,239
Monthly P&I
$1,023/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,299/mo
incl. taxes & insurance
Income Needed
$51,960
gross annual (30% rule)
10% Down Option
$19,624
+ PMI applies
Loan Amount (20% dn)
$156,991
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Burr Oak, MI?
The median home value in Burr Oak is $196,239 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.4% year-over-year.
How much have home prices changed in Burr Oak?
Over the past year, home values in Burr Oak have increased by 7.4%. Over five years, prices have risen approximately 17.8%.
How much do I need to earn to buy a home in Burr Oak?
To comfortably afford the median home price of $196,239 with a 20% down payment ($39,248) at today's rates (6.8%), you'd need a gross annual income of approximately $51,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Burr Oak compare to the national average home price?
The national median home value is approximately $410,000. At $196,239, homes in Burr Oak are 52% below the national average.
What metro area is Burr Oak part of?
Burr Oak is part of the Sturgis, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.