Market Overview
Home Prices in Camden, MI
The median home value in Camden, MI is $258,097 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.5% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Camden are priced37% below average. Camden is part of the Hillsdale, MI metro area.
Over the past five years, Camden home values have risen by approximately27.0%, reflecting strong long-term appreciation in this market.
Price History
Camden Home Price Trend
City Comparison
Camden vs. National Median
At $258,097, homes in Camden cost 37% below the national median of $410,000. This makes Camden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Camden?
20% Down Payment
$51,619
on $258,097
Monthly P&I
$1,346/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,709/mo
incl. taxes & insurance
Income Needed
$68,360
gross annual (30% rule)
10% Down Option
$25,810
+ PMI applies
Loan Amount (20% dn)
$206,478
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Camden, MI?
The median home value in Camden is $258,097 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.5% year-over-year.
How much have home prices changed in Camden?
Over the past year, home values in Camden have increased by 8.5%. Over five years, prices have risen approximately 27.0%.
How much do I need to earn to buy a home in Camden?
To comfortably afford the median home price of $258,097 with a 20% down payment ($51,619) at today's rates (6.8%), you'd need a gross annual income of approximately $68,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Camden compare to the national average home price?
The national median home value is approximately $410,000. At $258,097, homes in Camden are 37% below the national average.
What metro area is Camden part of?
Camden is part of the Hillsdale, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.