Market Overview
Home Prices in Carson City, MI
The median home value in Carson City, MI is $209,574 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Carson City are priced49% below average. Carson City is part of the Grand Rapids-Kentwood, MI metro area.
Over the past five years, Carson City home values have risen by approximately20.1%, reflecting strong long-term appreciation in this market.
Price History
Carson City Home Price Trend
City Comparison
Carson City vs. National Median
At $209,574, homes in Carson City cost 49% below the national median of $410,000. This makes Carson City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Carson City?
20% Down Payment
$41,915
on $209,574
Monthly P&I
$1,093/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,388/mo
incl. taxes & insurance
Income Needed
$55,520
gross annual (30% rule)
10% Down Option
$20,957
+ PMI applies
Loan Amount (20% dn)
$167,659
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Carson City, MI?
The median home value in Carson City is $209,574 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10% year-over-year.
How much have home prices changed in Carson City?
Over the past year, home values in Carson City have increased by 10%. Over five years, prices have risen approximately 20.1%.
How much do I need to earn to buy a home in Carson City?
To comfortably afford the median home price of $209,574 with a 20% down payment ($41,915) at today's rates (6.8%), you'd need a gross annual income of approximately $55,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Carson City compare to the national average home price?
The national median home value is approximately $410,000. At $209,574, homes in Carson City are 49% below the national average.
What metro area is Carson City part of?
Carson City is part of the Grand Rapids-Kentwood, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.