Market Overview
Home Prices in Cass City, MI
The median home value in Cass City, MI is $177,305 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 7.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cass City are priced57% below average.
Over the past five years, Cass City home values have risen by approximately24.9%, reflecting strong long-term appreciation in this market.
Price History
Cass City Home Price Trend
2020
$121,611
$122K
—
2021
$141,950
$142K
+16.7%
2022
$158,233
$158K
+11.5%
2023
$160,052
$160K
+1.1%
2024
$160,998
$161K
+0.6%
2025
$172,788
$173K
+7.3%
2026
$177,305
$177K
+2.6%
City Comparison
Cass City vs. National Median
🏠 Cass City
$177,305
National Median
$410,000
At $177,305, homes in Cass City cost 57% below the national median of $410,000. This makes Cass City a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cass City?
20% Down Payment
$35,461
on $177,305
Monthly P&I
$925/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,175/mo
incl. taxes & insurance
Income Needed
$47,000
gross annual (30% rule)
10% Down Option
$17,731
+ PMI applies
Loan Amount (20% dn)
$141,844
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cass City, MI?
The median home value in Cass City is $177,305 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Cass City?
Over the past year, home values in Cass City have increased by 2.6%. Over five years, prices have risen approximately 24.9%.
How much do I need to earn to buy a home in Cass City?
To comfortably afford the median home price of $177,305 with a 20% down payment ($35,461) at today's rates (6.8%), you'd need a gross annual income of approximately $47,000. This assumes keeping total housing costs at or below 30% of gross income.
How does Cass City compare to the national average home price?
The national median home value is approximately $410,000. At $177,305, homes in Cass City are 57% below the national average.