Market Overview
Home Prices in Estral Beach, MI
The median home value in Estral Beach, MI is $254,916 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and up 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Estral Beach are priced38% below average. Estral Beach is part of the Monroe, MI metro area.
Over the past five years, Estral Beach home values have risen by approximately31.6%, reflecting strong long-term appreciation in this market.
Price History
Estral Beach Home Price Trend
City Comparison
Estral Beach vs. National Median
At $254,916, homes in Estral Beach cost 38% below the national median of $410,000. This makes Estral Beach a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Estral Beach?
20% Down Payment
$50,983
on $254,916
Monthly P&I
$1,329/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,688/mo
incl. taxes & insurance
Income Needed
$67,520
gross annual (30% rule)
10% Down Option
$25,492
+ PMI applies
Loan Amount (20% dn)
$203,933
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Estral Beach, MI?
The median home value in Estral Beach is $254,916 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in Estral Beach?
Over the past year, home values in Estral Beach have increased by 6%. Over five years, prices have risen approximately 31.6%.
How much do I need to earn to buy a home in Estral Beach?
To comfortably afford the median home price of $254,916 with a 20% down payment ($50,983) at today's rates (6.8%), you'd need a gross annual income of approximately $67,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Estral Beach compare to the national average home price?
The national median home value is approximately $410,000. At $254,916, homes in Estral Beach are 38% below the national average.
What metro area is Estral Beach part of?
Estral Beach is part of the Monroe, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.