Market Overview
Home Prices in Garden, MI
The median home value in Garden, MI is $221,881 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.7% compared to a year ago and up 5.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Garden are priced46% below average. Garden is part of the Escanaba, MI metro area.
Over the past five years, Garden home values have risen by approximately26.5%, reflecting strong long-term appreciation in this market.
Price History
Garden Home Price Trend
City Comparison
Garden vs. National Median
At $221,881, homes in Garden cost 46% below the national median of $410,000. This makes Garden a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Garden?
20% Down Payment
$44,376
on $221,881
Monthly P&I
$1,157/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,469/mo
incl. taxes & insurance
Income Needed
$58,760
gross annual (30% rule)
10% Down Option
$22,188
+ PMI applies
Loan Amount (20% dn)
$177,505
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Garden, MI?
The median home value in Garden is $221,881 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.7% year-over-year.
How much have home prices changed in Garden?
Over the past year, home values in Garden have increased by 11.7%. Over five years, prices have risen approximately 26.5%.
How much do I need to earn to buy a home in Garden?
To comfortably afford the median home price of $221,881 with a 20% down payment ($44,376) at today's rates (6.8%), you'd need a gross annual income of approximately $58,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Garden compare to the national average home price?
The national median home value is approximately $410,000. At $221,881, homes in Garden are 46% below the national average.
What metro area is Garden part of?
Garden is part of the Escanaba, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.