Market Overview
Home Prices in Genesee, MI
The median home value in Genesee, MI is $163,229 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and down 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Genesee are priced60% below average. Genesee is part of the Flint, MI metro area.
Over the past five years, Genesee home values have risen by approximately16.3%, reflecting steady appreciation in this market.
Price History
Genesee Home Price Trend
2020
$119,547
$120K
—
2021
$140,357
$140K
+17.4%
2022
$153,555
$154K
+9.4%
2023
$144,653
$145K
-5.8%
2024
$156,782
$157K
+8.4%
2025
$154,985
$155K
-1.1%
2026
$163,229
$163K
+5.3%
City Comparison
Genesee vs. National Median
🏠 Genesee
$163,229
National Median
$410,000
At $163,229, homes in Genesee cost 60% below the national median of $410,000. This makes Genesee a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Genesee?
20% Down Payment
$32,646
on $163,229
Monthly P&I
$851/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,081/mo
incl. taxes & insurance
Income Needed
$43,240
gross annual (30% rule)
10% Down Option
$16,323
+ PMI applies
Loan Amount (20% dn)
$130,583
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Genesee, MI?
The median home value in Genesee is $163,229 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Genesee?
Over the past year, home values in Genesee have increased by 5.3%. Over five years, prices have risen approximately 16.3%.
How much do I need to earn to buy a home in Genesee?
To comfortably afford the median home price of $163,229 with a 20% down payment ($32,646) at today's rates (6.8%), you'd need a gross annual income of approximately $43,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Genesee compare to the national average home price?
The national median home value is approximately $410,000. At $163,229, homes in Genesee are 60% below the national average.
What metro area is Genesee part of?
Genesee is part of the Flint, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.