Market Overview
Home Prices in Hart, MI
The median home value in Hart, MI is $224,852 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.8% compared to a year ago and down 6.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hart are priced45% below average.
Over the past five years, Hart home values have risen by approximately15.9%, reflecting steady appreciation in this market.
Price History
Hart Home Price Trend
2020
$163,320
$163K
—
2021
$193,957
$194K
+18.8%
2022
$220,191
$220K
+13.5%
2023
$221,252
$221K
+0.5%
2024
$220,803
$221K
-0.2%
2025
$206,723
$207K
-6.4%
2026
$224,852
$225K
+8.8%
City Comparison
Hart vs. National Median
🏠 Hart
$224,852
National Median
$410,000
At $224,852, homes in Hart cost 45% below the national median of $410,000. This makes Hart a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hart?
20% Down Payment
$44,970
on $224,852
Monthly P&I
$1,173/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,490/mo
incl. taxes & insurance
Income Needed
$59,600
gross annual (30% rule)
10% Down Option
$22,485
+ PMI applies
Loan Amount (20% dn)
$179,882
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hart, MI?
The median home value in Hart is $224,852 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.8% year-over-year.
How much have home prices changed in Hart?
Over the past year, home values in Hart have increased by 8.8%. Over five years, prices have risen approximately 15.9%.
How much do I need to earn to buy a home in Hart?
To comfortably afford the median home price of $224,852 with a 20% down payment ($44,970) at today's rates (6.8%), you'd need a gross annual income of approximately $59,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Hart compare to the national average home price?
The national median home value is approximately $410,000. At $224,852, homes in Hart are 45% below the national average.