Market Overview
Home Prices in Holton, MI
The median home value in Holton, MI is $264,400 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and up 0.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Holton are priced36% below average. Holton is part of the Muskegon, MI metro area.
Over the past five years, Holton home values have risen by approximately30.1%, reflecting strong long-term appreciation in this market.
Price History
Holton Home Price Trend
City Comparison
Holton vs. National Median
At $264,400, homes in Holton cost 36% below the national median of $410,000. This makes Holton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Holton?
20% Down Payment
$52,880
on $264,400
Monthly P&I
$1,379/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,751/mo
incl. taxes & insurance
Income Needed
$70,040
gross annual (30% rule)
10% Down Option
$26,440
+ PMI applies
Loan Amount (20% dn)
$211,520
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Holton, MI?
The median home value in Holton is $264,400 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in Holton?
Over the past year, home values in Holton have increased by 7.1%. Over five years, prices have risen approximately 30.1%.
How much do I need to earn to buy a home in Holton?
To comfortably afford the median home price of $264,400 with a 20% down payment ($52,880) at today's rates (6.8%), you'd need a gross annual income of approximately $70,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Holton compare to the national average home price?
The national median home value is approximately $410,000. At $264,400, homes in Holton are 36% below the national average.
What metro area is Holton part of?
Holton is part of the Muskegon, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.