Market Overview
Home Prices in Horton, MI
The median home value in Horton, MI is $313,956 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Horton are priced23% below average. Horton is part of the Jackson, MI metro area.
Over the past five years, Horton home values have risen by approximately20.7%, reflecting strong long-term appreciation in this market.
Price History
Horton Home Price Trend
2020
$231,206
$231K
—
2021
$260,125
$260K
+12.5%
2022
$285,483
$285K
+9.7%
2023
$276,711
$277K
-3.1%
2024
$293,163
$293K
+5.9%
2025
$301,955
$302K
+3.0%
2026
$313,956
$314K
+4.0%
City Comparison
Horton vs. National Median
🏠 Horton
$313,956
National Median
$410,000
At $313,956, homes in Horton cost 23% below the national median of $410,000. This makes Horton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Horton?
20% Down Payment
$62,791
on $313,956
Monthly P&I
$1,637/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,079/mo
incl. taxes & insurance
Income Needed
$83,160
gross annual (30% rule)
10% Down Option
$31,396
+ PMI applies
Loan Amount (20% dn)
$251,165
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Horton, MI?
The median home value in Horton is $313,956 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Horton?
Over the past year, home values in Horton have increased by 4%. Over five years, prices have risen approximately 20.7%.
How much do I need to earn to buy a home in Horton?
To comfortably afford the median home price of $313,956 with a 20% down payment ($62,791) at today's rates (6.8%), you'd need a gross annual income of approximately $83,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Horton compare to the national average home price?
The national median home value is approximately $410,000. At $313,956, homes in Horton are 23% below the national average.
What metro area is Horton part of?
Horton is part of the Jackson, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.