Market Overview
Home Prices in Ida, MI
The median home value in Ida, MI is $325,620 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6% compared to a year ago and up 3.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ida are priced21% below average. Ida is part of the Monroe, MI metro area.
Over the past five years, Ida home values have risen by approximately28.6%, reflecting strong long-term appreciation in this market.
Price History
Ida Home Price Trend
2020
$219,079
$219K
—
2021
$253,129
$253K
+15.5%
2022
$278,225
$278K
+9.9%
2023
$281,992
$282K
+1.4%
2024
$296,097
$296K
+5.0%
2025
$307,231
$307K
+3.8%
2026
$325,620
$326K
+6.0%
City Comparison
Ida vs. National Median
🏠 Ida
$325,620
National Median
$410,000
At $325,620, homes in Ida cost 21% below the national median of $410,000. This makes Ida a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ida?
20% Down Payment
$65,124
on $325,620
Monthly P&I
$1,698/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,156/mo
incl. taxes & insurance
Income Needed
$86,240
gross annual (30% rule)
10% Down Option
$32,562
+ PMI applies
Loan Amount (20% dn)
$260,496
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ida, MI?
The median home value in Ida is $325,620 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6% year-over-year.
How much have home prices changed in Ida?
Over the past year, home values in Ida have increased by 6%. Over five years, prices have risen approximately 28.6%.
How much do I need to earn to buy a home in Ida?
To comfortably afford the median home price of $325,620 with a 20% down payment ($65,124) at today's rates (6.8%), you'd need a gross annual income of approximately $86,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Ida compare to the national average home price?
The national median home value is approximately $410,000. At $325,620, homes in Ida are 21% below the national average.
What metro area is Ida part of?
Ida is part of the Monroe, MI metropolitan area. Home prices and market conditions can vary across the broader metro region.